CERF PENSION PLAN

CERF PENSION
PLAN

Designed to provide a secure source of retirement income to eligible employees of Missouri counties who participate in this plan. The CERF Pension Plan works with the CERF Savings Plan, Social Security and other sources of personal savings to provide for your retirement.

CERF SAVINGS PLAN

CERF SAVINGS
PLAN

A deferred compensation program that works with the CERF Pension Plan and can provide a secure source of income upon retirement. All contributions are made on a tax-deferred basis, enabling you to lower your taxable income while you save for retirement.

CERF QUICK LINKS

CERF QUICK
LINKS

Retiree SpotLight
Ernestine Doss


Image All job interviews should be as smooth as the one Ernestine Doss had in 1984. The Howell County treasurer , Max Burk, had a position to fill and he knew that Ernestine had done some bookkeeping, prior to taking time off to raise her children.
So he called Ernestine on a Friday and asked her to come in the following Monday.
“I walked in and he took my coat and hung it in the closet and said, ‘Well, get to work,’” she laughs.
“I never dreamed I’d stay 30 years.” ... Read More

CERF Online Services

As a reminder, because e-mail is not secure, never include a date of birth or Social Security number in an e-mail to CERF.
NEW!!  CARS Member Self-Service PortalThe new Member Self-Service Portal allows members to view their annual statements, run a benefit etstimate, view beneficiary information, update personal information, and obtain CERF contact information.
MSS Registration Guide             MSS Portal Feedback
CARS County PortalCERF has implemented a secure web-based application that allows counties to view and modify participant information and payroll reports.
County Instructions       County Training Videos Clerk Training Webinar

Additional Questions?
Please visit our Contact Us page for contact information for your Benefits or Accounts Specialist, call us at 877-632-2373, or email carssupport@mocerf.org.


When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

Has your address changed? Has your position in the county changed? Please contact your County Clerk as soon as possible to complete a Form 4: Change of Information.

Please note that CERF will never request, by email, any personal identifying information from you, including your Social Security number or bank account information. If you receive any emails requesting such information, please disregard and contact CERF immediately, at 877-632-2373.

Until final salary, hours and contributions information through termination date is received from the County Clerk on an employee ready to retire, the CERF Administrative Office cannot commence retirement benefits. However, benefits will be paid retroactively to the day the retiree is entitled.

Empower Retirement County Visit Schedule
Date County
July 24th Macon County
July 25th a.m Adair County
July 25th p.m Schuyler County
July 26th Randolph County
July 27th a.m Shelby County
July 27th p.m Monroe County
CERF County Visit Schedule
Date County
July 25th Montgomery County
July 27th Maries County
Aug 1st Ray County p.m
Aug 2nd Livingston a.m
Aug 2nd Linn County p.m

September 4th, 2017
Labor Day


When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

To contact CERF Administration by e-mail, please click here.  Because e-mail is not secure, do not include a date of birth or Social Security Number in the communication. ***NOTE: CARS Support questions should be directed to carssupport@mocerf.org.
Questions about CARS?

General questions can be directed to carssupport@mocerf.org.

Specific questions about payroll, deposits, participants, forms, etc can be directed to the benefit specialist or accounts specialist for your county. Please visit CERF's Contact Us page for more information.