CERF PENSION PLAN

CERF PENSION
PLAN

Designed to provide a secure source of retirement income to eligible employees of Missouri counties who participate in this plan. The CERF Pension Plan works with the CERF Savings Plan, Social Security and other sources of personal savings to provide for your retirement.

CERF SAVINGS PLAN

CERF SAVINGS
PLAN

A deferred compensation program that works with the CERF Pension Plan and can provide a secure source of income upon retirement. All contributions are made on a tax-deferred basis, enabling you to lower your taxable income while you save for retirement.

CERF Online Services

NEW!! CARS County PortalCERF has implemented a secure web-based application that allows counties to view and modify participant information and payroll reports.
CARS instructions
CARS Training Videos

Additional Questions?
Please visit our Contact Us page for contact information for your Benefits or Accounts Specialist, call us at 877-632-2373, or email carssupport@mocerf.org.


When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

Has your address changed? Has your position in the county changed? Please contact your County Clerk as soon as possible to complete a Form 4: Change of Information.

Please note that CERF will never request, by email, any personal identifying information from you, including your Social Security number or bank account information. If you receive any emails requesting such information, please disregard and contact CERF immediately, at 877-632-2373.

Until final salary, hours and contributions information through termination date is received from the County Clerk on an employee ready to retire, the CERF Administrative Office cannot commence retirement benefits. However, benefits will be paid retroactively to the day the retiree is entitled.

Empower Retirement County Visit Schedule
Date County
June 28 Wayne
June 29 Butler, Stoddard
June 30 Carter
July 5 Scott
July 6 Mississippi, New Madrid
July 7 Pemiscot, Dunklin

July 4, 2016
Independence Day

September 5, 2016
Labor Day


When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

To contact CERF Administration by e-mail, please click here. ***NOTE: CARS Support questions should be directed to carssupport@mocerf.org.
Questions about CARS?

General questions can be directed to carssupport@mocerf.org.

Specific questions about payroll, deposits, participants, forms, etc can be directed to the benefit specialist or accounts specialist for your county. Please visit CERF's Contact Us page for more information.